94% of life plans in the UK could be liable to IHT

With all life insurance plans, we often recommend setting the plan into trust. A Life insurance trust allows you to choose who you want the money to go to in the event of your death. It is called “writing in the trust”. It ensures the potential life pay out is “ring fenced” from the rest of your estate. In the event of your death, the pay out should be free of inheritance tax so your family get the full pay out. Speak to a Proadvice Adviser today. This email address is being protected from spambots. You need JavaScript enabled to view it.

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